Watch for Con Artists
There will always be low-life's who feel entitled to steal anything they can from unsuspecting people, especially seniors and the young and naive. The following are a few precautions to guard against these unscrupulous individuals and companies.
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Question anything that sounds too good to be true - a free vacation, sweepstakes prizes, cures for various ailments and illnesses, low-risk and high yield investments schemes.
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Ask telemarketers for their company’s name and address and a clear explanation of the offer they are making.
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Never give your credit card, phone card, Social Security, or bank account number to anyone over the phone. It's illegal for telemarketers to ask for these numbers to verify a gift or prize.
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Ask the caller to send you written materials to study before you make a purchase.
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Talk to family and friends, even your lawyer, accountant, or banker. Get their advice before you make any large purchase or investment.
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Don't let anyone rush you into signing anything - an insurance policy, a sales agreement, a contract, etc.. Read it carefully and if in doubt, have someone you trust check it out. If you are told to sign it immediately, or loose the opportunity, chances are, it is not in your best interest- be cautious.
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Beware of individuals claiming to represent companies, consumer organizations, or government agencies that offer to recover lost money for a fee.
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If you are suspicious, check it out with the police, the Better Business Bureau, or your local consumer protection office. You can also call the National Consumers League Fraud Information Center at 800-876-7060.