The Federal Emergency Management Agency (FEMA) has designated parts of Sunnyvale as Special Flood Hazard Areas (SFHA). These areas have special requirements for new construction or home remodeling.
All properties with a federally backed mortgage within a Special Flood Hazard Area are required to purchase flood insurance.
Your property insurance does not cover losses from flooding. All Sunnyvale residents, including renters, can sign up for discounted flood insurance through the National Flood Insurance Program (NFIP).
The City is a voluntary participant in the Community Rating System, and has secured a 15 percent discount on flood insurance policies for properties within the Special Flood Hazard Area.
To find a flood insurance agent, contact NFIP at 800-638-6620.